ABCB
Ameris Bancorp Financial Services - Banking Investor Relations →
Ameris Bancorp (ABCB) closed at $87.59 as of 2026-06-19, trading 56.4% above its 200-week moving average of $56.01. The stock is currently moving closer to the line, down from 59.4% last week. With a 14-week RSI of 74, ABCB is in overbought territory.
Trading volume is running at 1.8x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.71 ratio) is neutral — neither side is clearly dominating.
Over the past 1626 weeks of data, ABCB has crossed below its 200-week moving average 12 times. On average, these episodes lasted 38 weeks. Historically, investors who bought ABCB at the start of these episodes saw an average one-year return of +6.1%.
With a market cap of $5.9 billion, ABCB is a mid-cap stock. Return on equity stands at 11.0%. The stock trades at 1.4x book value.
Over the past 31.2 years, a hypothetical investment of $100 in ABCB would have grown to $2920, compared to $2492 for the S&P 500. That represents an annualized return of 11.4% vs 10.8% for the index — confirming ABCB as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been declining at a -29.4% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: ABCB vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After ABCB Crosses Below the Line?
Across 12 historical episodes, buying ABCB when it crossed below its 200-week moving average produced an average return of +4.3% after 12 months (median +13.0%), compared to +12.8% for the S&P 500 over the same periods. 50% of those episodes were profitable after one year. After 24 months, the average return was +31.1% vs +26.2% for the index.
Each line shows $100 invested at the moment ABCB crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Bean Score Experimental
The Bean Score measures how far a stock's free cash flow yield has deviated from its own quarterly baseline, normalized by the stock's historical behavior. Between earnings dates, FCF is constant — so the score is purely a function of stock price. The levels below show at what prices ABCB would reach each dislocation threshold.
Dislocation Price Levels
Prices where ABCB's Bean Score would hit each σ threshold. Valid until next earnings report (date TBD — last report: 2026-03-31).
| Level | σ | Price | Signal |
|---|---|---|---|
| Deep Value | +2σ | $78.83 | Unusually cheap — potential buy zone |
| Value | +1σ | $81.07 | Cheap vs. own history |
| Fair Value | +0σ | $83.45 | Historical mean behavior |
| Expensive | -1σ | $85.97 | Expensive vs. own history |
| Deep Expensive | -2σ | $88.65 | Unusually expensive — potential trim zone |
Quarterly FCF & Yield Trailing twelve-month free cash flow and yield at each quarter end
Signal Accuracy Collecting Data
The Bean Score system is accumulating weekly data to validate signal accuracy. After 13+ weeks of history, this section will display win rates and average returns for each σ threshold crossing — answering the question: "When this score says cheap or expensive, does the price subsequently move in the expected direction?"
Theoretical framework — not backtested or forward-tested. The Bean Score uses trailing twelve-month free cash flow yield as a dislocation identifier. It measures whether the market has pushed a stock's yield unusually far from its own baseline behavior. These levels are reference points for identifying potential swing trade opportunities, not buy/sell signals. FCF values update quarterly with earnings; between reports, all movement is price-driven.
Dislocation Scores Experimental
Each score measures deviation from ABCB's own historical baseline — the same idea as the Bean Score, applied to different fundamentals. Positive means cheaper or more dislocated than this stock's norm. Scores marked σ are normalized by the stock's own variability; pp values are simple deltas from its recent baseline.
Theoretical framework — not backtested. These scores describe how unusual today's readings are for this specific company. They are starting points for research, not buy or sell signals. Annual-statement scores (buyback, accruals, FCF vs history) rest on only ~4 yearly data points and are deltas, not sigmas.
Historical Touches
ABCB has crossed below its 200-week MA 12 times with an average 1-year return of +6.1% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Aug 1998 | Apr 1999 | 32 | 11.7% | +13.1% | +1641.6% |
| Jun 1999 | Jul 1999 | 4 | 5.5% | -4.9% | +1503.1% |
| Jul 1999 | Jan 2001 | 79 | 25.4% | -17.2% | +1411.5% |
| Jul 2007 | Aug 2007 | 2 | 5.1% | -38.8% | +496.9% |
| Sep 2007 | Jul 2011 | 201 | 77.6% | -26.1% | +511.7% |
| Aug 2011 | Oct 2011 | 9 | 12.1% | +26.8% | +1037.8% |
| Nov 2011 | Nov 2011 | 1 | 2.2% | +18.9% | +1006.7% |
| Dec 2018 | Feb 2019 | 10 | 21.5% | +17.4% | +160.4% |
| Mar 2019 | Oct 2019 | 32 | 16.2% | -14.0% | +155.6% |
| Jan 2020 | Jan 2021 | 50 | 53.5% | +9.2% | +130.7% |
| Mar 2023 | Jul 2023 | 19 | 28.6% | +29.3% | +155.2% |
| Aug 2023 | Nov 2023 | 12 | 10.8% | +59.0% | +129.6% |
| Average | 38 | — | +6.1% | — |
Frequently Asked Questions
Is ABCB below its 200-week moving average?
No. Ameris Bancorp (ABCB) is currently 56.4% above its 200-week moving average of $56.01. It would need to fall to $56.01 to cross below the line.
What is ABCB's 200-week moving average price?
Ameris Bancorp's 200-week moving average is $56.01 as of 2026-06-19. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when ABCB drops below its 200-week moving average?
ABCB has crossed below its 200-week moving average 12 times in our data. On average, buying at that moment produced a one-year return of +6.1%. These dips have historically been decent entry points. These episodes lasted 38 weeks on average.
Is ABCB a good value right now?
Here's what our data says about ABCB as of 2026-06-19: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 74 (overbought). Return on equity is 11.0%. Price-to-book is 1.4x. This is not a buy or sell recommendation — always do your own research.
How does ABCB compare to the S&P 500?
Over the past 31.2 years, $100 invested in ABCB would have grown to $2920, compared to $2492 for the S&P 500. That's 11.4% annualized vs 10.8% for the index. ABCB has outperformed the broader market over this period.
Does ABCB pay a dividend?
Yes. Ameris Bancorp currently pays a dividend yield of 90.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-06-19