V
Visa Inc. Financial Services - Payments Investor Relations →
Visa Inc. (V) closed at $370.45 as of 2026-09-11, trading 28.4% above its 200-week moving average of $288.51. The stock is currently moving closer to the line, down from 30.4% last week. With a 14-week RSI of 71, V is in overbought territory.
Trading volume is running at 0.6x of its 14-week average, which is in the normal range. The balance between buying and selling volume (1.44 ratio) is neutral — neither side is clearly dominating.
Over the past 916 weeks of data, V has crossed below its 200-week moving average 6 times. On average, these episodes lasted 4 weeks. Historically, investors who bought V at the start of these episodes saw an average one-year return of +37.1%.
With a market cap of $691.6 billion, V is a large-cap stock. The company generates a free cash flow yield of 3.0%. Return on equity stands at 61.2%, indicating strong profitability. The stock trades at 19.6x book value.
The company has been aggressively buying back shares, reducing its share count by 7.4% over the past three years.
Over the past 17.7 years, a hypothetical investment of $100 in V would have grown to $2962, compared to $1417 for the S&P 500. That represents an annualized return of 21.1% vs 16.2% for the index — confirming V as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been growing at a 6.5% compound annual rate, with 4 consecutive years of positive cash generation.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: V vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After V Crosses Below the Line?
Across 6 historical episodes, buying V when it crossed below its 200-week moving average produced an average return of +36.0% after 12 months (median +45.0%), compared to +16.0% for the S&P 500 over the same periods. 100% of those episodes were profitable after one year. After 24 months, the average return was +78.8% vs +45.3% for the index.
Each line shows $100 invested at the moment V crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Bean Score Experimental
The Bean Score measures how far a stock's free cash flow yield has deviated from its own quarterly baseline, normalized by the stock's historical behavior. Between earnings dates, FCF is constant — so the score is purely a function of stock price. The levels below show at what prices V would reach each dislocation threshold.
Dislocation Price Levels
Prices where V's Bean Score would hit each σ threshold. Valid until next earnings report: 2026-10-27.
| Level | σ | Price | Signal |
|---|---|---|---|
| Deep Value | +2σ | $342.53 | Unusually cheap — analysis point |
| Value | +1σ | $361.57 | Cheap vs. own history |
| Fair Value | +0σ | $382.86 | Historical mean behavior |
| Expensive | -1σ | $406.81 | Expensive vs. own history |
| Deep Expensive | -2σ | $433.95 | Unusually expensive — analysis point |
Quarterly FCF & Yield Trailing twelve-month free cash flow and yield at each quarter end
Recent Earnings
| Date | EPS Est. | EPS Actual | Surprise |
|---|---|---|---|
| 2026-07-28 | $3.23 | $3.32 | +2.8% |
| 2026-04-28 | $3.10 | $3.31 | +6.8% |
| 2026-01-29 | $3.14 | $3.17 | +0.9% |
| 2025-10-28 | $2.97 | $2.98 | +0.3% |
Signal Accuracy Collecting Data
The Bean Score system is accumulating weekly data to validate signal accuracy. After 13+ weeks of history, this section will display win rates and average returns for each σ threshold crossing — answering the question: "When this score says cheap or expensive, does the price subsequently move in the expected direction?"
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Theoretical framework — not backtested or forward-tested. The Bean Score uses trailing twelve-month free cash flow yield as a dislocation identifier. It measures whether the market has pushed a stock's yield unusually far from its own baseline behavior. These levels are analysis points: prices at which the yield deviation becomes unusual enough to justify the work. FCF values update quarterly with earnings; between reports, all movement is price-driven.
Dislocation Scores Experimental
Each score measures deviation from V's own historical baseline — the same idea as the Bean Score, applied to different fundamentals. Positive means cheaper or more dislocated than this stock's norm. Scores marked σ are normalized by the stock's own variability; pp values are simple deltas from its recent baseline.
Theoretical framework — not backtested. These scores describe how unusual today's readings are for this specific company. Each one is an analysis point, a reason to open the filings. Annual-statement scores (buyback, accruals, FCF vs history) rest on only ~4 yearly data points and are deltas, not sigmas.
Historical Touches
V has crossed below its 200-week MA 6 times with an average 1-year return of +37.1% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Feb 2009 | Apr 2009 | 9 | 22.0% | +51.3% | +2862.2% |
| Jun 2009 | Jul 2009 | 4 | 5.8% | +26.3% | +2632.9% |
| Sep 2010 | Sep 2010 | 2 | 2.8% | +27.8% | +2344.2% |
| Dec 2010 | Jan 2011 | 3 | 5.1% | +46.8% | +2382.7% |
| Jan 2011 | Jan 2011 | 2 | 1.4% | +44.5% | +2267.7% |
| Sep 2022 | Oct 2022 | 6 | 8.3% | +25.7% | +97.6% |
| Average | 4 | — | +37.1% | — |
Frequently Asked Questions
Is V below its 200-week moving average?
No. Visa Inc. (V) is currently 28.4% above its 200-week moving average of $288.51. It would need to fall to $288.51 to cross below the line.
What is V's 200-week moving average price?
Visa Inc.'s 200-week moving average is $288.51 as of 2026-09-11. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when V drops below its 200-week moving average?
V has crossed below its 200-week moving average 6 times in our data. On average, buying at that moment produced a one-year return of +37.1%. These dips have historically been decent entry points. These episodes lasted 4 weeks on average.
Is V a good value right now?
Here's what our data says about V as of 2026-09-11: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 71 (overbought). Free cash flow yield is 3.0%. Return on equity is 61.2%. Price-to-book is 19.6x. This is not a buy or sell recommendation — always do your own research.
How does V compare to the S&P 500?
Over the past 17.7 years, $100 invested in V would have grown to $2962, compared to $1417 for the S&P 500. That's 21.1% annualized vs 16.2% for the index. V has outperformed the broader market over this period.
Does V pay a dividend?
Yes. Visa Inc. currently pays a dividend yield of 72.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-09-11