PYPL
PayPal Holdings Inc. Financial Services - Payments Investor Relations →
PayPal Holdings Inc. (PYPL) closed at $44.01 as of 2026-03-20, trading 36.6% below its 200-week moving average of $69.46. This places PYPL in the extreme value zone. The stock is currently moving closer to the line, down from -35.5% last week. With a 14-week RSI of 22, PYPL is in oversold territory.
Trading volume is running at 1.2x of its 14-week average, which is in the normal range. The balance between buying and selling volume (1.05 ratio) is neutral — neither side is clearly dominating.
Over the past 510 weeks of data, PYPL has crossed below its 200-week moving average 2 times. On average, these episodes lasted 108 weeks. Historically, investors who bought PYPL at the start of these episodes saw an average one-year return of +54.9%.
With a market cap of $41.2 billion, PYPL is a large-cap stock. The company generates a free cash flow yield of 8.0%, which is healthy. Return on equity stands at 25.7%, indicating strong profitability. The stock trades at 2.0x book value.
The company has been aggressively buying back shares, reducing its share count by 19.0% over the past three years.
Over the past 9.8 years, a hypothetical investment of $100 in PYPL would have grown to $122, compared to $364 for the S&P 500. PYPL has returned 2.0% annualized vs 14.1% for the index, underperforming the broader market over this period.
Free cash flow has been volatile over the past several years, making the quality of earnings harder to assess.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: PYPL vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After PYPL Crosses Below the Line?
Across 2 historical episodes, buying PYPL when it crossed below its 200-week moving average produced an average return of +8.0% after 12 months (median +48.0%), compared to +5.0% for the S&P 500 over the same periods. 50% of those episodes were profitable after one year. After 24 months, the average return was +39.5% vs +23.0% for the index.
Each line shows $100 invested at the moment PYPL crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
PYPL has crossed below its 200-week MA 2 times with an average 1-year return of +54.9% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Jun 2016 | Jun 2016 | 1 | 3.3% | +54.9% | +26.1% |
| Jan 2022 | Ongoing | 216+ | 66.1% | Ongoing | -64.9% |
| Average | 108 | — | +54.9% | — |
Frequently Asked Questions
Is PYPL below its 200-week moving average?
Yes. As of 2026-03-20, PayPal Holdings Inc. (PYPL) is trading 36.6% below its 200-week moving average of $69.46. The current price is $44.01.
What is PYPL's 200-week moving average price?
PayPal Holdings Inc.'s 200-week moving average is $69.46 as of 2026-03-20. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when PYPL drops below its 200-week moving average?
PYPL has crossed below its 200-week moving average 2 times in our data. On average, buying at that moment produced a one-year return of +54.9%. These dips have historically been decent entry points. These episodes lasted 108 weeks on average.
Is PYPL a good value right now?
Here's what our data says about PYPL as of 2026-03-20: The stock is below its 200-week moving average, which is the starting point for our analysis. The 14-week RSI is 22 (oversold). Free cash flow yield is 8.0%. Return on equity is 25.7%. Price-to-book is 2.0x. This is not a buy or sell recommendation — always do your own research.
How does PYPL compare to the S&P 500?
Over the past 9.8 years, $100 invested in PYPL would have grown to $122, compared to $364 for the S&P 500. That's 2.0% annualized vs 14.1% for the index. PYPL has underperformed the broader market over this period.
Does PYPL pay a dividend?
Yes. PayPal Holdings Inc. currently pays a dividend yield of 127.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-03-20