HUM
Humana Inc. Healthcare - Insurance Investor Relations →
Humana Inc. (HUM) closed at $169.90 as of 2026-03-20, trading 53.5% below its 200-week moving average of $365.12. This places HUM in the extreme value zone. The stock moved further from the line this week, up from -54.9% last week. With a 14-week RSI of 19, HUM is in oversold territory.
Over the past 14 weeks, down-weeks have had more trading volume than up-weeks (0.67 buyers-vs-sellers ratio). That means when people are active, they're more often selling than buying. Sellers are still more in control than buyers.
Over the past 2259 weeks of data, HUM has crossed below its 200-week moving average 30 times. On average, these episodes lasted 21 weeks. Historically, investors who bought HUM at the start of these episodes saw an average one-year return of +27.8%.
With a market cap of $20.5 billion, HUM is a large-cap stock. The company generates a free cash flow yield of 6.5%, which is healthy. Return on equity stands at 7.0%. The stock trades at 1.2x book value.
Over the past 33.2 years, a hypothetical investment of $100 in HUM would have grown to $3181, compared to $2683 for the S&P 500. That represents an annualized return of 11.0% vs 10.4% for the index — confirming HUM as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
In the past 12 months, corporate insiders have made 2 open-market purchases totaling $1,647,000. Notably, these purchases occurred while HUM is trading below its 200-week moving average — insiders are buying when the market is most pessimistic.
Free cash flow has been declining at a -52.3% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: HUM vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After HUM Crosses Below the Line?
Across 19 historical episodes, buying HUM when it crossed below its 200-week moving average produced an average return of +57.6% after 12 months (median +30.0%), compared to +23.8% for the S&P 500 over the same periods. 72% of those episodes were profitable after one year. After 24 months, the average return was +19.3% vs +51.9% for the index.
Each line shows $100 invested at the moment HUM crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
HUM has crossed below its 200-week MA 30 times with an average 1-year return of +27.8% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Oct 1983 | Oct 1983 | 1 | 2.2% | +18.3% | +5591.9% |
| Nov 1983 | Jan 1984 | 6 | 12.3% | +12.6% | +5538.7% |
| Mar 1984 | Mar 1984 | 1 | 2.7% | +36.4% | +5606.3% |
| Dec 1984 | Jan 1985 | 2 | 1.2% | +37.9% | +5204.9% |
| Jun 1986 | Mar 1987 | 41 | 24.5% | +1.7% | +4560.0% |
| Apr 1987 | Jun 1987 | 10 | 8.6% | +10.6% | +4798.4% |
| Aug 1987 | Sep 1987 | 1 | 1.6% | -2.7% | +4491.0% |
| Oct 1987 | Mar 1988 | 23 | 32.7% | +9.0% | +4455.9% |
| Aug 1988 | Sep 1988 | 7 | 6.3% | +61.6% | +4424.9% |
| Nov 1988 | Nov 1988 | 3 | 5.5% | +71.3% | +4452.4% |
| Dec 1988 | Dec 1988 | 1 | 1.8% | +77.8% | +4452.4% |
| Nov 1991 | Nov 1991 | 1 | 1.7% | -10.6% | +2776.5% |
| Mar 1992 | Apr 1992 | 2 | 0.9% | +7.0% | +2618.1% |
| Apr 1992 | May 1992 | 2 | 1.4% | +14.2% | +2621.8% |
| May 1992 | Mar 1993 | 43 | 68.8% | +73.5% | +2886.2% |
| Mar 1993 | Apr 1993 | 3 | 11.6% | +142.6% | +2439.2% |
| Jul 1996 | Aug 1996 | 5 | 9.1% | +33.3% | +1022.4% |
| Oct 1996 | Nov 1996 | 2 | 3.9% | +21.5% | +939.5% |
| Nov 1996 | Dec 1996 | 4 | 1.0% | +18.3% | +932.6% |
| Dec 1996 | Feb 1997 | 6 | 7.7% | +11.2% | +919.0% |
| Feb 1997 | Mar 1997 | 1 | 0.9% | +29.6% | +886.6% |
| Apr 1997 | Apr 1997 | 1 | 0.3% | +34.5% | +862.1% |
| Oct 1997 | Nov 1997 | 1 | 2.5% | -9.6% | +824.7% |
| Dec 1997 | Feb 1998 | 9 | 12.4% | -8.7% | +824.7% |
| Aug 1998 | Feb 2002 | 183 | 72.9% | -44.7% | +957.3% |
| Nov 2002 | Apr 2003 | 25 | 17.2% | +80.9% | +1655.3% |
| Mar 2008 | Aug 2010 | 125 | 63.0% | -43.5% | +340.2% |
| Aug 2010 | Aug 2010 | 1 | 0.9% | +44.3% | +299.1% |
| Mar 2020 | Mar 2020 | 1 | 11.3% | +78.9% | -22.3% |
| Jan 2024 | Ongoing | 115+ | 54.8% | Ongoing | -60.3% |
| Average | 21 | — | +27.8% | — |
Frequently Asked Questions
Is HUM below its 200-week moving average?
Yes. As of 2026-03-20, Humana Inc. (HUM) is trading 53.5% below its 200-week moving average of $365.12. The current price is $169.90.
What is HUM's 200-week moving average price?
Humana Inc.'s 200-week moving average is $365.12 as of 2026-03-20. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when HUM drops below its 200-week moving average?
HUM has crossed below its 200-week moving average 30 times in our data. On average, buying at that moment produced a one-year return of +27.8%. These dips have historically been decent entry points. These episodes lasted 21 weeks on average.
Is HUM a good value right now?
Here's what our data says about HUM as of 2026-03-20: The stock is below its 200-week moving average, which is the starting point for our analysis. The 14-week RSI is 19 (oversold). Free cash flow yield is 6.5%. Return on equity is 7.0%. Price-to-book is 1.2x. This is not a buy or sell recommendation — always do your own research.
How does HUM compare to the S&P 500?
Over the past 33.2 years, $100 invested in HUM would have grown to $3181, compared to $2683 for the S&P 500. That's 11.0% annualized vs 10.4% for the index. HUM has outperformed the broader market over this period.
Does HUM pay a dividend?
Yes. Humana Inc. currently pays a dividend yield of 208.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-03-20