BILL
Bill.com Holdings Inc. Technology - Financial Software Investor Relations →
Bill.com Holdings Inc. (BILL) closed at $39.85 as of 2026-03-20, trading 49.0% below its 200-week moving average of $78.21. This places BILL in the extreme value zone. The stock moved further from the line this week, up from -49.4% last week. The 14-week RSI sits at 32, indicating neutral momentum.
Over the past 14 weeks, up-weeks have carried more volume than down-weeks (1.53 buyers-vs-sellers ratio). When trading picks up, it's more often on days the price is rising — buyers are showing more interest than sellers.
Over the past 279 weeks of data, BILL has crossed below its 200-week moving average 2 times. On average, these episodes lasted 98 weeks. The average one-year return after crossing below was -22.3%, suggesting these dips have not historically been reliable buying opportunities for this stock.
With a market cap of $4.0 billion, BILL is a mid-cap stock. The company generates a free cash flow yield of 3.1%. Return on equity stands at -0.6%. The stock trades at 1.1x book value.
Over the past 5.4 years, a hypothetical investment of $100 in BILL would have grown to $32, compared to $193 for the S&P 500. BILL has returned -19.2% annualized vs 12.9% for the index, underperforming the broader market over this period.
Free cash flow has been volatile over the past several years, making the quality of earnings harder to assess.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: BILL vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After BILL Crosses Below the Line?
Across 2 historical episodes, buying BILL when it crossed below its 200-week moving average produced an average return of -17.0% after 12 months (median -16.0%), compared to +12.5% for the S&P 500 over the same periods. After 24 months, the average return was -58.5% vs +49.0% for the index.
Each line shows $100 invested at the moment BILL crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
BILL has crossed below its 200-week MA 2 times with an average 1-year return of +-22.3% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| May 2022 | Aug 2022 | 14 | 26.2% | -22.3% | -67.1% |
| Sep 2022 | Ongoing | 183+ | 67.9% | Ongoing | -68.3% |
| Average | 98 | — | +-22.3% | — |
Frequently Asked Questions
Is BILL below its 200-week moving average?
Yes. As of 2026-03-20, Bill.com Holdings Inc. (BILL) is trading 49.0% below its 200-week moving average of $78.21. The current price is $39.85.
What is BILL's 200-week moving average price?
Bill.com Holdings Inc.'s 200-week moving average is $78.21 as of 2026-03-20. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when BILL drops below its 200-week moving average?
BILL has crossed below its 200-week moving average 2 times in our data. The average one-year return after these crossings was -22.3%, meaning the dips were not reliable buying signals for this particular stock. These episodes lasted 98 weeks on average.
Is BILL a good value right now?
Here's what our data says about BILL as of 2026-03-20: The stock is below its 200-week moving average, which is the starting point for our analysis. The 14-week RSI is 32. Free cash flow yield is 3.1%. Return on equity is -0.6%. Price-to-book is 1.1x. This is not a buy or sell recommendation — always do your own research.
How does BILL compare to the S&P 500?
Over the past 5.4 years, $100 invested in BILL would have grown to $32, compared to $193 for the S&P 500. That's -19.2% annualized vs 12.9% for the index. BILL has underperformed the broader market over this period.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-03-20