BAC
Bank of America Corporation Financial Services - Banking Investor Relations →
Bank of America Corporation (BAC) closed at $49.77 as of 2026-05-15, trading 30.9% above its 200-week moving average of $38.01. The stock is currently moving closer to the line, down from 35.4% last week. The 14-week RSI sits at 37, indicating neutral momentum.
Trading volume is running at 1.2x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.80 ratio) is neutral — neither side is clearly dominating.
Over the past 2729 weeks of data, BAC has crossed below its 200-week moving average 29 times. On average, these episodes lasted 25 weeks. Historically, investors who bought BAC at the start of these episodes saw an average one-year return of +22.0%.
With a market cap of $353.2 billion, BAC is a large-cap stock. Return on equity stands at 10.6%. The stock trades at 1.3x book value.
The company has been aggressively buying back shares, reducing its share count by 9.8% over the past three years.
Over the past 33.4 years, a hypothetical investment of $100 in BAC would have grown to $896, compared to $3058 for the S&P 500. BAC has returned 6.8% annualized vs 10.8% for the index, underperforming the broader market over this period.
Free cash flow has been volatile over the past several years, making the quality of earnings harder to assess.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: BAC vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After BAC Crosses Below the Line?
Across 17 historical episodes, buying BAC when it crossed below its 200-week moving average produced an average return of +24.4% after 12 months (median +35.0%), compared to +7.8% for the S&P 500 over the same periods. 71% of those episodes were profitable after one year. After 24 months, the average return was +44.4% vs +21.9% for the index.
Each line shows $100 invested at the moment BAC crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Bean Score Experimental
The Bean Score measures how far a stock's free cash flow yield has deviated from its own quarterly baseline, normalized by the stock's historical behavior. Between earnings dates, FCF is constant — so the score is purely a function of stock price. The levels below show at what prices BAC would reach each dislocation threshold.
Dislocation Price Levels
Prices where BAC's Bean Score would hit each σ threshold. Valid until next earnings report (last report: 2026-03-31).
| Level | σ | Price | Signal |
|---|---|---|---|
| Deep Value | +2σ | $46.08 | Unusually cheap — potential buy zone |
| Value | +1σ | $47.75 | Cheap vs. own history |
| Fair Value | +0σ | $49.55 | Historical mean behavior |
| Expensive | -1σ | $51.49 | Expensive vs. own history |
| Deep Expensive | -2σ | $53.58 | Unusually expensive — potential trim zone |
Signal Accuracy Collecting Data
The Bean Score system is accumulating weekly data to validate signal accuracy. After 13+ weeks of history, this section will display win rates and average returns for each σ threshold crossing — answering the question: "When this score says cheap or expensive, does the price subsequently move in the expected direction?"
Theoretical framework — not backtested or forward-tested. The Bean Score uses trailing twelve-month free cash flow yield as a dislocation identifier. It measures whether the market has pushed a stock's yield unusually far from its own baseline behavior. These levels are reference points for identifying potential swing trade opportunities, not buy/sell signals. FCF values update quarterly with earnings; between reports, all movement is price-driven.
Historical Touches
BAC has crossed below its 200-week MA 29 times with an average 1-year return of +22.0% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Jan 1974 | Feb 1978 | 210 | 77.2% | -68.2% | +3486.4% |
| Mar 1978 | Mar 1978 | 1 | 0.1% | +6.7% | +10818.6% |
| Oct 1979 | Nov 1979 | 2 | 1.3% | +10.5% | +10243.9% |
| Feb 1980 | Mar 1980 | 6 | 13.0% | +22.1% | +10243.9% |
| Nov 1980 | Nov 1980 | 1 | 0.7% | +19.6% | +9534.1% |
| Dec 1980 | Dec 1980 | 2 | 2.8% | +22.8% | +9629.5% |
| Aug 1981 | Aug 1981 | 1 | 0.3% | N/A | +8998.8% |
| Sep 1981 | Sep 1981 | 1 | 1.7% | +8.4% | +9083.9% |
| Mar 1982 | Sep 1982 | 28 | 13.4% | +62.4% | +8915.4% |
| Oct 1987 | Jan 1988 | 12 | 16.5% | +67.8% | +3171.2% |
| Mar 1988 | Apr 1988 | 3 | 1.2% | +86.5% | +2793.3% |
| Sep 1990 | Feb 1991 | 21 | 39.9% | +28.1% | +1676.3% |
| Sep 1999 | Oct 1999 | 3 | 13.8% | -1.6% | +255.8% |
| Dec 1999 | Apr 2001 | 72 | 31.5% | -20.4% | +263.8% |
| May 2001 | May 2001 | 1 | 3.7% | +43.3% | +245.1% |
| Sep 2001 | Sep 2001 | 1 | 7.2% | +28.3% | +255.5% |
| Oct 2001 | Oct 2001 | 1 | 3.6% | +16.2% | +242.0% |
| Nov 2007 | Nov 2007 | 1 | 0.7% | -71.5% | +64.9% |
| Dec 2007 | Dec 2012 | 264 | 91.5% | -61.7% | +66.3% |
| Jan 2013 | Jan 2013 | 1 | 3.6% | +53.2% | +472.0% |
| Feb 2013 | Mar 2013 | 2 | 2.6% | +42.8% | +457.0% |
| Jan 2016 | Apr 2016 | 13 | 14.2% | +69.6% | +359.6% |
| May 2016 | May 2016 | 2 | 2.8% | +70.8% | +340.0% |
| Jun 2016 | Aug 2016 | 8 | 9.9% | +73.7% | +347.4% |
| Mar 2020 | Nov 2020 | 35 | 22.4% | +61.0% | +138.5% |
| Sep 2022 | Oct 2022 | 4 | 5.0% | -10.4% | +71.7% |
| Dec 2022 | Dec 2022 | 1 | 1.5% | +9.3% | +70.8% |
| Mar 2023 | Dec 2023 | 40 | 21.5% | +21.3% | +77.7% |
| Mar 2025 | Apr 2025 | 1 | 2.6% | +46.8% | +48.0% |
| Average | 25 | — | +22.0% | — |
Frequently Asked Questions
Is BAC below its 200-week moving average?
No. Bank of America Corporation (BAC) is currently 30.9% above its 200-week moving average of $38.01. It would need to fall to $38.01 to cross below the line.
What is BAC's 200-week moving average price?
Bank of America Corporation's 200-week moving average is $38.01 as of 2026-05-15. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when BAC drops below its 200-week moving average?
BAC has crossed below its 200-week moving average 29 times in our data. On average, buying at that moment produced a one-year return of +22.0%. These dips have historically been decent entry points. These episodes lasted 25 weeks on average.
Is BAC a good value right now?
Here's what our data says about BAC as of 2026-05-15: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 37. Return on equity is 10.6%. Price-to-book is 1.3x. This is not a buy or sell recommendation — always do your own research.
How does BAC compare to the S&P 500?
Over the past 33.4 years, $100 invested in BAC would have grown to $896, compared to $3058 for the S&P 500. That's 6.8% annualized vs 10.8% for the index. BAC has underperformed the broader market over this period.
Does BAC pay a dividend?
Yes. Bank of America Corporation currently pays a dividend yield of 225.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-05-15