ALLY
Ally Financial Inc. Financial Services - Banking Investor Relations →
Ally Financial Inc. (ALLY) closed at $41.99 as of 2026-05-15, trading 28.1% above its 200-week moving average of $32.79. The stock is currently moving closer to the line, down from 35.2% last week. The 14-week RSI sits at 50, indicating neutral momentum.
Trading volume is running at 0.9x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.95 ratio) is neutral — neither side is clearly dominating.
Over the past 593 weeks of data, ALLY has crossed below its 200-week moving average 14 times. On average, these episodes lasted 17 weeks. Historically, investors who bought ALLY at the start of these episodes saw an average one-year return of +21.0%.
With a market cap of $12.9 billion, ALLY is a large-cap stock. Return on equity stands at 9.4%. The stock trades at 1.0x book value.
Share count has increased 3.1% over three years, indicating dilution.
Over the past 11.4 years, a hypothetical investment of $100 in ALLY would have grown to $296, compared to $448 for the S&P 500. ALLY has returned 10.0% annualized vs 14.0% for the index, underperforming the broader market over this period.
Free cash flow has been declining at a -100% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: ALLY vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After ALLY Crosses Below the Line?
Across 14 historical episodes, buying ALLY when it crossed below its 200-week moving average produced an average return of +31.2% after 12 months (median +24.0%), compared to +19.1% for the S&P 500 over the same periods. 64% of those episodes were profitable after one year. After 24 months, the average return was +63.2% vs +42.0% for the index.
Each line shows $100 invested at the moment ALLY crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
ALLY has crossed below its 200-week MA 14 times with an average 1-year return of +21.0% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Jan 2015 | Jun 2015 | 23 | 22.0% | -29.3% | +131.7% |
| Jun 2015 | Jan 2017 | 83 | 29.9% | -26.5% | +143.4% |
| Mar 2017 | Jun 2017 | 14 | 9.8% | +32.3% | +173.7% |
| Dec 2018 | Dec 2018 | 1 | 0.9% | +47.9% | +147.8% |
| Mar 2020 | Sep 2020 | 27 | 51.8% | +128.8% | +149.4% |
| Jun 2022 | Jun 2022 | 1 | 1.1% | -9.9% | +47.3% |
| Jul 2022 | Aug 2022 | 2 | 1.9% | -5.6% | +46.2% |
| Aug 2022 | Dec 2023 | 67 | 33.2% | -7.7% | +46.5% |
| Sep 2024 | Nov 2024 | 8 | 6.3% | +32.4% | +34.5% |
| Dec 2024 | Dec 2024 | 1 | 0.9% | +35.4% | +26.2% |
| Jan 2025 | Jan 2025 | 1 | 2.6% | +38.1% | +28.6% |
| Mar 2025 | Mar 2025 | 1 | 1.4% | +9.5% | +28.1% |
| Mar 2025 | May 2025 | 5 | 7.6% | +28.1% | +35.9% |
| May 2025 | May 2025 | 1 | 0.3% | N/A | +28.8% |
| Average | 17 | — | +21.0% | — |
Frequently Asked Questions
Is ALLY below its 200-week moving average?
No. Ally Financial Inc. (ALLY) is currently 28.1% above its 200-week moving average of $32.79. It would need to fall to $32.79 to cross below the line.
What is ALLY's 200-week moving average price?
Ally Financial Inc.'s 200-week moving average is $32.79 as of 2026-05-15. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when ALLY drops below its 200-week moving average?
ALLY has crossed below its 200-week moving average 14 times in our data. On average, buying at that moment produced a one-year return of +21.0%. These dips have historically been decent entry points. These episodes lasted 17 weeks on average.
Is ALLY a good value right now?
Here's what our data says about ALLY as of 2026-05-15: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 50. Return on equity is 9.4%. Price-to-book is 1.0x. This is not a buy or sell recommendation — always do your own research.
How does ALLY compare to the S&P 500?
Over the past 11.4 years, $100 invested in ALLY would have grown to $296, compared to $448 for the S&P 500. That's 10.0% annualized vs 14.0% for the index. ALLY has underperformed the broader market over this period.
Does ALLY pay a dividend?
Yes. Ally Financial Inc. currently pays a dividend yield of 286.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-05-15